5 Reasons Why NOW is the time to BUY your next property!
1. Affordability is Better than ever
Housing affordability conditions reached the highest level in 2012 since record-keeping began in 1970, according to the National Association of Realtors®. Housing recovery and low inventory in most markets is causing home prices to rise at a healthy rate. The median
2. Mortgage interest is LOW and Tax Deductable
Interest rates are at historical lows (since the 1950's) - The national 2010 average interest rate was 4.87% with 2011 being 4.5%, 2012 being 3.99%, 2013 at 4% and 2014 is at a projected 4.5%. This makes it relatively inexpensive to take out mortgage. The lower the interest rate, the less you actually pay for your house and the sooner you can pay the mortgage off.
3. You can truly make it YOUR OWN!
Rules about the paint colors you can use will be a thing of the past. And you’ll be able to tear out walls, install a powder room and make any other improvements you want. It is more affordable to buy a home than rent one these days, according to real estate data search engine Trulia. Combine LOW home price with a LOW interest rate and buying JUST MAKES SENSE!
4. An investment for YOUR future
Buying when the market is at a low insures you choose an investment that not only provides a high return in the future, but also provides the security you and your family. Don’t find yourself saying “I wish I would have bought back then…”
5. GREAT Loan Programs
Conventional - 10, 15 & 20% Down programs with a 15-30 year FIXED Rate.
FHA - 3.5% Down with a 15 to 20 year FIXED rate.
VA and USDA - NO Money Down loans (100% and 103% financing).
Jumbo - Loans over $417,000 with a Fixed or Adjustable rate.
FHA 203K and HomePath - Renovation Loans to help you purchase and then renovate the home!
NSP and SHIP - Down payment assistance programs offering up to $40,000 in down payment monies.
FHA - 3.5% Down with a 15 to 20 year FIXED rate.
VA and USDA - NO Money Down loans (100% and 103% financing).
Jumbo - Loans over $417,000 with a Fixed or Adjustable rate.
FHA 203K and HomePath - Renovation Loans to help you purchase and then renovate the home!
NSP and SHIP - Down payment assistance programs offering up to $40,000 in down payment monies.
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